Your lender will charge you a fee to get the loan approval
on roll. This fee is called the "Processing fee". This fee
varies from bank to bank, but usually around 0.5 to 1%
of the total housing loan amount. Paying fee does not
automatically mean that you will get the loan. Processing
fee is non refundable. Do not trust any verbal promises.
This means that if your loan applicant is rejected or
sanctioned, you cannot claim the processing fee back.